Chase Freedom Calendar 2023: A Guide To Maximizing Your Rewards
Introduction
As someone who loves to travel and explore new places, I’m always on the lookout for ways to save money and earn rewards. That’s why I’m excited to share my experience using the Chase Freedom Calendar 2023 to plan my spending and maximize my rewards.
What is the Chase Freedom Calendar?
The Chase Freedom Calendar is a schedule of bonus categories that allow cardholders to earn 5% cash back on purchases. Each quarter, Chase announces the categories that will be eligible for the bonus, and cardholders can earn up to $1,500 in rewards per quarter.
How does it work?
To earn the 5% cash back, you simply need to make purchases in the bonus categories during the specified quarter. For example, if the bonus category is gas stations, you’ll earn 5% cash back on all purchases made at gas stations during that quarter. Once you reach the $1,500 spending limit, you’ll earn 1% cash back for the rest of the quarter.
Chase Freedom Calendar 2023 Events and Festivals
Let’s take a look at some of the events and festivals that are included in the Chase Freedom Calendar 2023:
January – March
– Gas Stations – Internet, Cable, and Phone Services – Select Streaming Services – Grocery Stores
April – June
– Home Improvement Stores – Wholesale Clubs – Select Streaming Services – Gym Memberships and Fitness Clubs
July – September
– Gas Stations – Select Streaming Services – Select Travel and Dining
October – December
– Department Stores – Select Streaming Services – Wholesale Clubs – Amazon.com
Maximizing Your Rewards
To maximize your rewards, it’s important to plan your spending around the bonus categories. For example, if you know that gas stations will be a bonus category in the first quarter, you can plan to fill up your tank and purchase gas gift cards during that time. If home improvement stores are a bonus category in the second quarter, you can plan to make any necessary home repairs or renovations during that time.
Question & Answer
Q: Is there a limit to how much cash back I can earn?
A: Yes, there is a limit of $1,500 in rewards per quarter. Once you reach that limit, you’ll earn 1% cash back for the rest of the quarter.
Q: Do I need to enroll in the bonus categories?
A: No, you don’t need to enroll in the bonus categories. As long as you have a Chase Freedom card, you’ll automatically earn 5% cash back on purchases made in the bonus categories.
Q: Can I use my Chase Freedom card for all purchases?
A: Yes, you can use your Chase Freedom card for all purchases. However, you’ll only earn 5% cash back on purchases made in the bonus categories. For all other purchases, you’ll earn 1% cash back.